Credit Risk Analyst - Corporate Lending

In support of new commercial lending activities, Robert Walters is looking for a Credit Risk Analyst for an International Retail Bank located in Amsterdam. The Credit Risk Analyst plays an important role in setting up and monitoring of commercial lending from a second line perspective by supporting various initiatives, together with other key stakeholders, to enhance the bank’s commercial lending and monitoring capabilities.

Your accountabilities:

• Ensure the governance of commercial lending including framework, models, policies and procedures are always up to date and complaint with relevant internal and external requirements.
• Ensure credit risk arising from commercial lending remains within the Bank’s credit risk appetite.
• Support the counterparty and credit assessment and approval process.
• Manage outsourced services in relation to the credit risk processes (workflow management, client and prospect data, monitoring information, credit risk models).
• Build and manage effective relationships with colleagues in the wider Risk team and across partnering business functions.
• Liaise with internal and Group stakeholders on matters related to credit risk in the broad sense (onboarding process, monitoring process, commercial processes)
• Monitoring of counterparties by analysing credit data of individuals or organisations to determine the degree of risk involved for the Bank.
• Support new product approval processes for commercial customers.

Who are you and what do we ask from you?

• For this role its required to have a university degree in a relevant field such as Finance, Economics and Business.
• You have at least 2 years of relevant experience, with a focus on credit risk management.
• You have a good understanding of prudential requirements (e.g. CRR, EBA Guidelines) regarding lending and monitoring processes.
• You have advanced Excel capabilities, programming skills (e.g. SQL, Python) are desirable.
• Experience in the extraction and manipulation of data to support financial and risk analysis.
• You are capable to get things done with resilience when under pressure and meet established deadlines.
• You are pro-active with a curious mindset combined with a hands-on mentality.
• You have excellent English communication skills both verbal and in writing and ability to demonstrate these skills effectively across the organisation, German proficiency is a big plus.
• You have the proven ability to work well within a team environment

Whats in it for you?
On top of being part of a great group of colleagues we offer you a position for 32 to 40 hours a week. This aligns with a compensation package in line with the market and excellent secondary employee benefits, including:

• 13th month salary, either paid monthly or once a year in December
• 30 days PTO (or 240 hours) per year (based on fulltime employment)
• You can ‘Swap Days’ to exchange Dutch National Holidays for another day of your choosing
• Non-contributory pension scheme
• You can join our collective medical scheme with a discount
• To support our Green goals, we encourage you to purchase a bike via our bike plan
• We want you to be healthy, so support you in joining a gym of your choosing through our sponsored (bedrijfs-) Fitness
• Get to know everyone in person and join the quarterly Connection Events

The bank also values your work-life balance, so they offer:

• Flexible working; you can schedule your work hours to meet your personal needs.
• Hybrid working; you can work from anywhere, even work from another country within the EU.
• And provide you with a home office set up.

Interested? Then apply as soon as possible!

In support of new commercial lending activities, Robert Walters is looking for a Credit Risk Analyst for an International Retail Bank located in Amsterdam. The Credit Risk Analyst plays an important role in setting up and monitoring of commercial lending from a second line perspective by ...